HTTP 402 challenge, the on-chain
settlement check, metering and receipts. Your API stays exactly as it is.
Zero code
Configure everything in the dashboard: a slug and your upstream URL.
No SDK in your stack, no process to host.
Non-custodial
Every batch settles on-chain straight to a wallet you own. AiFinPay
never holds your funds — there is no withdraw step.
What you need
Set it up
1
Sign in and create a service
Go to dash.aifinpay.io, enter your email and
follow the magic link. Create a service: pick a name and paste your
payout wallet (
0x…). That wallet is where every settlement lands —
AiFinPay never custodies it.2
Configure the Gateway
Open the Gateway page. Choose a slug (lowercase, e.g. Requests to it are challenged with
acme-search)
and enter your upstream base URL (e.g. https://api.acme.dev). Save.Your paid endpoint is live immediately:HTTP 402 until the agent pays;
paid requests are forwarded to https://api.acme.dev/<any-path>.3
Lock your origin
Right now agents could still call
api.acme.dev directly and skip the
paywall — so nothing actually gets paid. Closing that hole takes one rule
at your edge: see Lock your origin below for the
Cloudflare WAF and nginx rules. Do not skip this step; without it the
gateway is a suggestion rather than a paywall.4
Watch the money arrive
That’s the whole setup. From here the dashboard does the reporting:
- Transactions — every settled payment with its on-chain receipt.
- Payout — your wallet, and every batch that settled to it.
- Traffic Heatmap / Overview — which routes agents actually call.
Lock your origin
Without this the gateway can be bypassed: an agent that callsapi.acme.dev directly gets your data for free. This rule is what makes the
paywall real.
Saving the Gateway config generated an origin secret (shown once — store it
like a password). The gateway injects it into every forwarded request:
If the origin is an API
Nothing but agents calls it, so reject everything without the header. Cloudflare — WAF custom rule, zero code:If the origin serves pages to people
Cloudflare:/api/*, /login, admin panels — closed by
their own rules as before. This rule is about crawlers, not authentication.
With the inverted rule, Verify lock in the dashboard will report the origin
as open. That is correct and not a misconfiguration: the check requests your
origin without the secret and expects to be refused, but it does not identify
itself as an AI crawler, so your rule deliberately lets it through. Verify lock
is meaningful for API origins; for a site with human traffic, test instead with
a crawler user-agent.
401/403. A green verdict means the only way in is through the paywall.
How agents pay you
Agents using the AiFinPay SDK (Node, Python) or the MCP server handle the whole flow automatically — oneagent.pay(url) call resolves the 402, pays on-chain from the agent’s own
wallet and retries. To be discovered by agents you don’t already know, list
your service on the Marketplace (dashboard → Marketplace → publish; a
short review keeps spam out of the public catalog).
Gateway vs. SDK middleware
Both settle the same way: on-chain, straight to your wallet.